Institutional Reconstruction Of Civil Servant Housing Savings Management After The Constitutional Court Decision Toward Autonomous And Just Governance
Keywords:
institutional reform, tapera, bapertarum pns, constitutional court decision, public policyAbstract
The Constitutional Court Decision Number 96/PUU XXII/2024, which declared Law Number 4 of 2016 on Public Housing Savings (Tapera) conditionally unconstitutional, has fundamentally altered the national housing policy landscape. This study aims to formulate a model for institutional reconstruction of the management of Civil Servant Housing Savings (TAPERUM PNS) funds following the annulment of the mandatory nature of participation. The research employs a qualitative approach with a policy analysis design. The findings indicate that the mandatory provision in Article 7 of the Tapera Law violates the principle of justice because it creates a double burdenoverlapping with other social security schemes. In addition, the merger of assets of the former Civil Servant Housing Savings Advisory Body (Bapertarum PNS) under Article 77 risks eliminating the characteristics of a trust fund owned by civil servants.
The liquidation of Bapertarum PNS into the centralized BP Tapera model has proven problematic, as it creates service uncertainty for civil servants after the Constitutional Court decision. This study recommends institutional reconstruction by establishing a more autonomous housing contribution fund management entity for civil servants, in the form of a State Owned Legal Entity, and separating it from public funds to ensure accountability and alignment with the characteristics of state civil service administration.
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